75% of all coupon users are people who fall into the $20,000-50,000 income bracket.

It is amazing that something as insignificant as a coupon, could hold the key to your financial well being. What if you could pay off debt, take a family vacation, or even save for a downpayment on a home? Would you take the time to use that $1.00 off coupon? Well the Coupon Diva is going to show you how to manipulate your grocery budget, and pay as little as possible. You have taken the first step by visiting the site, here you will learn the basics what you do next is up to you. Check the tab Saving Seminars for dates and times.



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Links

How do I save money the way that I do????? I use several sites that either give cash back or an overall discount.

Below you will find the links to the sites that I like to use. Following the link there is a short description of each site. You will be asked to sign up, you will not be spammed, you will however receive great information on deals that will benefit you, your family and friends.

ebates.com
This is a site that allows you to shop over 1,200 stores offering between 1-24% cash back rebate. Basically ebates.com is a middle man, between you and the store you are shopping. There is no instant savings, or immediate cash back, you will pay whatever price you agreed to when checking out of the virtual storefront. However, by ordering through ebates, a tracking ticket is created. The tracking ticket, tracks your spending and the amount of the rebate that is offered, you will receive a check or deposit. Checks are either mailed or deposited into your checking account quarterly. You can also find coupon codes on this site that can be used at checkout for additional savings or free s&h. In order to earn the cash back you must shop through ebates, make this a habit and you will put more of your money back into your pocket.

coupon codes
This site will provide coupon codes that other users have submitted. You can submit codes as well, codes from email campaigns, mail outs, etc. There will be valid and expired codes, there is feedback and comments from other users that will help to determine which code will be best for you. You can search any store in the search bar, if there is a code for that particular store it will show up. The codes range from percentages off to free s&h.

swaggerific!!!
I love swagbucks! This is a toolbar that can be downloaded or you can make swagbucks your homepage. Either way you will earn swagbucks by doing searches or clicking on your favorites. Naturally you will get more bucks if you search for a site rather than clicking on a favorite. I have found that typing in the website with .com only, not www will take you directly to the site without have to scroll through the search results. Swagbucks is a search engine powered by Google and Bing, so you will receive quality search results. You can also earn swagbucks by buying through swagbucks just as you would through ebates. I always weigh my options, with ebates the most that you can earn is 3% cash back from Wal-Mart, but if I shop through swagbucks I will earn 2 swagbucks for every $1 spent. Every store is different so take an additional minute before checking out to make sure you are making the best purchase.

Gift Cards
We all get those thoughtless gifts, that are sometimes useful, but most often to places that we would never shop. Well sometimes you re gift the gift card, or let the kids use it. What if you could sell the gift card and re-coop some of it's monetary value? Or better yet, what if you could buy gift cards at a discounted rate. Well there are many different sites that buy and sell discounted gift cards. Here are just a few: plastic jungle, card pool, gift card rescue,



If you have any links that you would like to add, just comment below and I will add them.