Have you seen the Upromise logo on coupons? In sales ads? Are you award of the program?
Upromise is a free service that helps you to save money for your kids college, your continued education, or whatever you so choose. You are rewarded cash back, the money rewarded is a portion of the eligible purchase from the participating partners of Upromise. Or by loading monthly Upromise coupons onto your loyalty cards, these coupons are available on the website. You will not receive the value of the coupon off the purchase, however if you make the purchase, you will have the value deposited into your Upromise account.
As a couponer I do not pass up an opportunity to receive FREE money. Upromise is a program that offers cash incentive for qualifying purchases. You do not have to go out of your way, bend over backwards, or stand on your head. You simply purchase normal everyday things and receive cash back, normally 1-3%. That may not seem like a lot, but, it is more than you are receiving now.
The money you get comes from:
■700+ online stores (such as BestBuy.com, eBay.com, Expedia.com, Apple Store)
■Nearly 8,500 restaurants
■21,000+ grocery and drug stores
■Other companies (like Avis, Century 21®, ExxonMobil)
Of course you will need to click on the above banner, have your debit, paypal (remember that you receive 1% cash back on these purchases as well), or credit card (discover offers cash back) handy, along with your keyring or loyalty cards. The sign up process takes about 20 minutes or so, but is well worth it.
The site is secure, and you will need your payment information so that when you use the cards registered you will receive credit.
I have copied and pasted the info directly from the Frequently Asked Question Section, so that you will know exactly why you are asked to register a CC, and why it is beneficial to you.
What does "registered credit card" or "a card you've registered with Upromise" mean?
A "registered credit card" or "a card you've registered with Upromise" both refer to the same thing: any credit or debit (with a Visa/MC logo) card that you already have and that you have registered in your Upromise account. Whenever you make a purchase with one of these cards at an online retailer who requires use of a "registered card," we can track your purchase and automatically apply your savings to your Upromise account. account. Click here to see the list of online retailers who require use of a registered card. Click here to register a credit or debit card.
I paid with a debit card that I've registered with Upromise, but my college contributions never posted and it's been more than 45 days since the transaction. What happened?
It is important that you remember to always use your debit card as a credit card when making a purchase with an In-Store or Catalog Retailer. Your card must have the Visa/MasterCard logo on it, and when given the option of entering your pin, or signing for the transaction, you must always sign for the purchase. This enables us to track your purchase as a credit card purchase, and we are then able to give you your college contribution.
Do I need to use a registered credit or debit card when I shop with a participating online retailer?
With the majority of our 550+ online retailers, all you need to do is begin your shopping at Upromise.com/shop, click through from a Upromise email, or download the Upromise TurboSaver. You can use any method of payment (some restrictions may apply) and we will automatically track your purchases. However, some retailers may ask you to complete your online purchase with a credit or debit card that is registered in your Upromise account. To learn more about who these retailers are and how to shop with them, please visit the In-Store and Catalog Retailers page.
Can I shop directly at a retailer's website using my registered credit or debit card and still earn college savings?
In most cases, no. For example, Target.com is one of our online-only partners. If you go directly to Target.com and complete your purchase with a registered card, you will not get your savings. To get your savings, you MUST start at Upromise.com and click through to the Target.com site, click through from a Upromise email or download the Upromise TurboSaver.
In general, to ensure that you get your college savings, we recommend that you always start your online shopping at Upromise.com or download the Upromise TurboSaver. With most of our online retailers, we do not track your purchases through your registered credit or debit cards but through your log-in.
However, there are a few online retailers who allow you to shop directly on their site without having to start at Upromise.com. To learn more about these retailers, please visit our In-Store and Catalog Retailers page.
Can I get college savings when I shop with an In-Store or Catalog Retailer and pay with a virtual credit card?
Now offered by several credit card issuers, virtual credit cards are single-use cards which help protect against fraud because they carry a unique code that expires within a short period of time.
You can use a virtual credit card to pay for your purchase and get your college savings when shopping with the majority of our online retailers. However, you will not get your college savings if you use a virtual credit card with an In-Store or Catalog Retailer who requires you to use a credit or debit card that you've registered with Upromise. This is because we cannot match the virtual credit card with your registered card to give you your college savings.
To find which online retailers do NOT accept virtual credit cards as a valid method of payment, please check the terms and conditions for companies that do not accept randomly generated, one-time-use account numbers.
No comments:
Post a Comment